Working Capital Finance

Working capital finance solutions offer businesses the opportunity to improve cash flow. The world of commercial finance and asset based lending is complex and expansive with products, terminology contractual interpretation varying from lender-to-lender. Our working capital finance experts have many years of experience and success in advising business across a wide range of sectors in obtaining working capital finance solutions.

Benefits of arranging Working Capital Finance through Four Colour Finance:

• Up to 90% of outstanding invoice value can be advanced within 24 hours.
• Flexible lending – funding increases in line with your growth (UK and Export).
• Confidentiality – lenders can offer a completely confidential service.
• Control – sophisticated online tools from lenders allow you to manage your funding at all times.
• Sector-specific finance available for the Graphic Arts, Office Stationery, and Haulage sectors.
• Structured ABL – funding for management buy-outs/management buy-ins.
• Trade Finance & Supply Chain Finance.

Solutions we advise on:

• Invoice Finance – an effective way of quickly accessing a proportion of the value (up to 90%) of your invoices. Effectively a business ‘sells’ its invoices to the lender in return for accessing cash at the point products and services are sold. Specific sector based offerings are available, as is the ability to arrange finance for selected invoices only.
• Structured ABL – generate a higher level of funding by unlocking the maximum value tied up in the combined assets within your business, including: Debtors, Inventory, Plant & Machinery and Property. Additional forms of funding can be structured in addition to this, such as top up loans in order to drive growth.
• Trade Finance – supply chain finance various options, enabling the purchasing of goods from overseas where you are otherwise unable to obtain credit from suppliers.